Guided investing
Less confusion. Better decisions.
Every client gets a plan. Every plan comes with the portfolio already built — one recommendation, ready to act on.
Everything a portfolio needs
Curated Portfolios, Not a Product Catalogue
We don't hand clients a list. Our research team builds multi-asset portfolios from ETFs — equity, gold and liquid — and pairs them with planning, tax guidance and automated execution. One recommendation per goal, ready to fund.
- ETF Portfolios
- SIP / SWP
- Equity, Gold & Liquid
- Quarterly Rebalancing
- Financial Planning
- Tax Consultation
Curated
Our research team narrows every category to a single recommendation, so there is nothing to compare.
Clear
No menus, no jargon. Choose a goal and a target year. That is the whole decision.
Consistent
One tap to act, and a plan that keeps running — so investing becomes a habit, not an event.
Most people do not stall on markets. They stall on menus.
The usual way
- Compare a dozen products
- Read documents you did not ask for
- Feel unsure, postpone the decision
- Money sits idle
With Unicrore
- Choose a goal and a target year
- Receive one portfolio, built for that goal
- Act in a single tap
- Money is deployed and monitored
How it works
Choose a goal
Retirement, a home, your child's education, or general wealth building.
Set a target year
We build a portfolio around when you need the money, not just how much.
Fund it in one tap
A one-time investment, a monthly SIP, or both. Executed through our broking partner.
Stay on track
We monitor and rebalance. You get a plain-English update every quarter.
One portfolio. Several asset classes.
Each goal gets a diversified, multi-asset portfolio built from exchange-traded funds — equity, gold and liquid instruments — weighted to the time you have. Longer horizons carry more equity. As the target year approaches, the mix shifts toward stability.
The research team sets the allocation and reviews it on a fixed schedule. You do not pick the instruments, and you do not need to.
What this product deliberately does not do
No stock picking. You cannot search, browse or trade individual securities.
No custom mixes. The allocation is set by the research team, not assembled by you.
No charts to watch. There is nothing here that rewards checking twice a day.
These are constraints we chose. Every one of them removes a decision that tends to cost people money.
Available now
Goal portfolios
Multi-asset, target-date, team-curated
SIP and SWP
Automated monthly investment and withdrawal
Expert consultations
Financial planning and tax guidance
On the roadmap
Strategy overlay
Coming soonOptional, for eligible clients
Loan against holdings
Coming soonLiquidity without exiting the portfolio
Protection
Coming soonTerm, health and vehicle cover
Every product on this list follows the same rule: our research team makes the selection, and we tell you why.
A plan is a conversation, not a form.
Book time with a financial planner to set your goals, and with a tax specialist when you need one. Both are included — not an upsell, not a separate tier.
What it looks like
Four screens, start to steady state.
Choose a goal
Target year
2045
Goal selection
Allocation
Illustrative example mix
Active SIP
Monthly, in progress
Portfolio
Your goals
Invested amount illustrative
₹ 4,20,000
Invested amount illustrative
₹ 4,20,000
Home
Book a consultation
Financial planner
Included, no separate fee
Tax specialist
Included, no separate fee
Expert
Screens are illustrative of product direction. Figures shown are examples and are not indicative of actual or future performance.
Your money, your account.
Investments are held in a demat account opened in your own name with our broking partner. Unicrore never takes custody of your funds or your holdings. You can view, withdraw or exit at any time.
- Entity
- Unicrore
- Registered office
- 9/483, Opposite Infopark, Smart City Short Road, Edachira, Kakkanad, Kochi, Kerala 682030
- Broking
- NSE Authorised Person — AP292600013. SEBI registration — INZ000260334. Associated broker: Firstock Broking Private Limited.
You ask, we answer
Frequently asked questions
01Who decides what I invest in?
Our research team sets the allocation for each goal and target year. You choose the goal and the timeline; we handle the instrument selection and tell you what is in the portfolio and why.
02Can I choose my own funds?
No. That is deliberate. The product exists to remove that decision. If you want to assemble your own portfolio, this is not the right product for you — and we would rather say so here than after you sign up.
03Where is my money held?
In a demat account in your own name with our broking partner. We never hold your funds or securities.
04Can I withdraw whenever I want?
Yes. Holdings are yours and can be sold or transferred at any time, subject to normal settlement timelines and any applicable exit load or tax.
05Are returns guaranteed?
No. All investments carry market risk, including possible loss of principal. Nothing on this page is a promise of any particular outcome.
Start with one goal.
Tell us what you are saving for and when you need it. We will build the portfolio and walk you through it before you invest a rupee.
Investments are subject to market risk. Please read all scheme and product related documents carefully before investing. Past performance does not indicate future results.